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3 ways successful people start their week off right

first_img 161SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Details Weekends are fantastic, and hopefully your job is as well. But even if your job is great, it can be hard to switch gears when the weekend comes to a close. Here are a few ways you can start your work week off right and keep it on the path to awesomeness.Get in a routine: If you don’t follow a work routine, Monday morning is the perfect time to start one. When your wake-up, breakfast, and commute are all on a schedule, you’ll have a productive and energetic start to your day. Your snooze button might be extra attractive after a busy weekend, but being rushed will only lead to being unprepared. Starting your morning off on the wrong foot is the perfect way to ruin your day.Get your blood flowing: We’ve talked before about the benefits of exercise, so hit the gym in the morning if you can. A good workout can improve brain function and give you more energy, not to mention improve the quality of your sleep. Starting your week by providing your body these benefits can catapult you down a road to personal and professional success. Don’t deny yourself this opportunity.Get in early: As easy as it sounds, an extra half hour on Monday morning is a great way for you to get your bearings and asses your to-do list before your life is invaded by emails and requests from co-workers or customers. Think of it as a race. If a race starts at 8 am, you’re not showing up at 7:58, slapping a number on your chest, and taking off for the finish line. You’d be much better off if you leave yourself enough time to stretch and mentally focus. Being early to work allows you to prepare for the week ahead so you’re not playing catch-up all day.last_img read more

How to navigate the Federal Register

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr As credit unions seek answers to an unclear rule or further clarification on a regulation, NAFCU’s Brandy Bruyere compiles a quick guide to navigate the Federal Register in a post this week on the Compliance Blog.“Sometimes a rule is relatively straightforward, or there is staff commentary, a legal opinion letter or other guidance document from the regulator that helps explain a particular regulatory requirement,” writes Bruyere, NAFCU’s vice president of regulatory compliance.For these types of rules, Bruyere highlights core resources available to research compliance questions, including:·        the Electronic Code of Federal Regulations;·        the NCUA’s recently redesigned website; and·        the CFPB’s website.For rules where there is little guidance or no commentary, Bruyere points to the Federal Register, where researchers can find “the preamble to a rule or proposed rule often provides more context for a particular requirement.” continue reading »last_img read more

Using digital innovation to improve career prospects at your credit union

first_imgDigital innovation can provide a number of staffing benefits that might not be immediately obvious during this unpredictable time.First, if staffing needs are shifting, even temporarily, from needing people to handle in-branch traffic, to demand for increased help with online or call center activity, having a plan to repurpose existing staff toward these shifts in consumer behavior is very important for your institution. During a pandemic it’s easy to understand why people aren’t visiting branches as much or even at all. But it’s still likely that you may want some of those brick-and-mortar locations in the future, so you need a robust plan to handle staffing now AND in the future when needs may change once again.According to the Financial Brand “in the 2019 World Branch Report, which Horton conducted in partnership with The Financial Brand, consumers had a 51% higher level of trust in financial institutions with branches.” For this and other reasons, it’s likely that some of your branch traffic will likely return in the future, but until that time, utilizing existing team members in new ways makes all the sense in the world. And being creative with staffing and responsibilities can help avoid the need for furloughs or layoffs during times of economic contraction.While branch traffic is down, digital innovation can also offer other opportunities for staff growth and development. In the face of so many aspects of our lives that are changing, instead of moaning and groaning about how unpredictable life has become, why not work with staff to embrace new approaches to member service. We are encouraging institutions to lean into new technologies like online chat or video banking, even if the speed you make these kinds of changes causes some hiccups along the way. During a global pandemic your members will likely have a little more patience for new approaches to communicating. After all, they are also now shifting their own behavior, and many are working from home and doing less face-to-face interactions in their daily lives. If your online communications efforts aren’t initially perfect, that’s ok! At least you are present and trying to innovate in the face of COVID-19. And that will matter immensely to people.When innovation is evolving as quickly as it seems to be today, truly motivated staff will embrace training opportunities that help them cultivate ambitious career growth goals. Gaining new certifications or technical skills is a great way for junior employees to continue to progress. Encouraging staff to participate in online trainings in their areas of responsibility or interest is a great way to keep people focused and encouraged, even during what might be a very stressful time for many of us.Finally, digital innovation and progress should also include sharing results of these new efforts at the highest levels of your organization. Why not task some junior team members to present their efforts and results to your executive team? This highlights the efforts of younger staff to executives and gives them exposure that they might not have otherwise had. It’s an effective way to promote career development and inspire your team to work harder.For more on digital innovation and change visit the FI GROW Blog today. 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Meredith Olmstead Meredith Olmstead is the CEO and Founder of FI GROW Solutions, which provides Digital Marketing & Sales services to Community Financial Institutions. With experience working with FIs in markets of … Web: www.figrow.com Detailslast_img read more

Bulldogs team up to give back during Holiday season

first_imgBinghamton Bulldogs owner Jimmy Evans took notice, and wanted to jump on board. “This initially started with donations,” she said. “My friends on my Facebook page, that’s how this first wave of bags came through.” Ocker said getting support from the Bulldogs means a lot. “To have someone reach out and say they want to partner and make it bigger and better it just makes my heart happy for the kids that need a little bit more,” she said. “We have some players on the team that come from this community and we want to make sure that every opportunity that we can connect with members of our community to give back and help support in any way that we possibly can,” said Evans. Evans said being a community based franchise encourages the team to give back in any way they can. To donate, Ocker said you can message her on Facebook by searching her name. center_img (WBNG) — The Binghamton Bulldogs are giving back this Holiday season, collecting toys for the Upstate Golisano Children’s Hospital. The idea originated from Endwell native Bobbi-Jo Ocker, who said the idea for her “cheer bags” grew after posting on Facebook. “We just wanted to kind of piggyback on it, and do whatever we can to contribute and help raise as many bags as we possibly could,” said Evans. Ocker and Evans said their goal is to reach sixty bags. Ocker said the deadline to donate is December 10. You can also donate through the Bulldogs by dropping bags off at St. Ambrose Church in Endicott at 6 p.m. any week day.last_img read more

Proposed measures to help private renters

first_imgCover photo: HGK / Photo: Pixabay.com PROPOSAL FOR EXTRAORDINARY GENERAL MEASURES TO REPAIR AND POTENTIAL DAMAGE TO THE SECTOR OF PRIVATE RENTERS CAUSED BY THE CROWN OF THE CROWN VIRUS It is the Ministry of Tourism that is in communication with each tourism sector, and related to measures to help the tourism sector, and they asked everyone from their sector to propose certain measures to help the tourism sector. Thus, travel agencies, hoteliers, caterers, as well as private renters represented by “representatives” sent their proposals for measures. Martina Nimac Kalcina, President of the Family Tourism Association Section at the Croatian Chamber of Commerce. Moratorium on all installments of the INSTALLMENT, ANNUITY and ALL OBLIGATIONS assumed from the loan agreement and loans related to tourism (minimum 6 months, depending on the season and 12 months), provided that installments after the moratorium do not increase, as well as the possibility of extending repayment terms existing loans. “It is indisputably necessary for everyone to be extremely accommodating to meet the needs of private renters to overcome this crisis and, after the end of the crisis, start their business as soon as possible. Also, it is extremely important not to question the existence of families who have invested in their facilities to raise quality and thus tied to various loans”Emphasizes Nimac Kalcina. Reduction of the same for this year to the minimum amount prescribed by law to all landlords, regardless of the decisions of local governments. Depending on the further development of the situation and the season, after the expiration of the moratorium reduction of the reduced minimum amounts in proportion to the occupancy in the season. If this cannot be achieved in the urgent procedure of amending the law, request the adoption of the said decision, without exception, from all local and regional self-government units. Attached is a proposal of measures to the Ministry of Tourism sent by the Family Tourism Association at the Croatian Chamber of Commerce. Moratorium on installments of insurance companies (life insurance) related to the loans in questionMoratorium on flat-rate tax, tourist tax.  Put out of force valid  Ordinance on the annual lump sum membership fee to the tourist board (Official Gazette; 14/20), ie postpone its application until next year. Considering that according to the old rulebook, the membership fee was calculated according to the realized income, we are of the opinion that, considering this extraordinary situation, the most logical and simplest solution is to regulate it for this year as well.Request to local and regional governments and affiliates to be release overhead categorized accommodation facilities, which are charged in a fixed lump sum (utility fees, garbage collection, water, water management, sewerage, electricity, gas, HRT overpayment ()Postponement of recategorization deadlines for facilities that expire this year, in accordance with Article 25, paragraph 1, item 1 of the Hospitality Act (Official Gazette; 85/15, 121/16, 99/18, 25/19, 98/19 ).Involvement of representatives of the Family Accommodation Community in all important discussions and decisions related to tourism. Although it is difficult to predict anything in this situation, there are realistic estimates that the whole situation will calm down in a maximum of 60 days, which is one of the hopes of all, especially the tourism sector to achieve some traffic in the main tourist season. Loan holder, co-borrower or guarantor, any person who can prove that he earns income from tourism, which is related to the loan in question, whether it is a housing or renovation loan for a facility that is categorized;center_img That it is a tourist loan; That these are loans approved until the official declaration of the pandemic by the WHO, March 13, 2020. Measures to help the economy are being coordinated and should be known and in the government tomorrow, when they should go through the parliamentary procedure through legal proposals and finally be implemented at the end of the week. The whole situation around the coronavirus pandemic has harmed the tourism sector the most. The criteria for specifying the types of loans to which the moratorium would apply are as follows: 1.Agreement with banks Nimac Kalcina points out that private renters, in addition to their accommodation capacities, have a large number of companies that directly or indirectly depend on the occupancy of their capacities and are currently in a hopeless situation. “It is not only the occupancy of their capacities that is in question, but also the investments made by their accommodation, which leads to the closure of many small companies and crafts (travel agencies, laundries, cleaning agencies, interior agencies, equipment, repairs, transfers, excursions). ships, restaurants, etc.) on which the majority of the Croatian economy rests ” points out Martina Nimac Kalcina, President of the Family Tourism Association Section at the Croatian Chamber of Commerce. “It is possible that private renters will be the only ones who will partially manage to get out of part of the season, with the last minute decided on by an increasing number of guests from private accommodation or counting on regular guests who come to the same facilities every year. It is important to note that guests spend at least 75% of the amount outside the accommodation. ” concludes Nimac Kalcina and adds that given the development of the situation with the coronavirus pandemic and the complete stopping and cancellation of reservations, he hopes to urgently take these measures, for the survival of the Croatian economy, tourism workers and families living from tourism. That it was a non-purpose loan for approval which required revenues from tourism; On the other hand, Nimac Kalcina points out that in some local governments the operation of individual city offices depends entirely on family accommodation (such as tourist offices), while entire budgets rely on companies and crafts whose business depends on guests from private accommodation.last_img read more

East Java girl, 11, becomes youngest COVID-19 fatality in Indonesia

first_imgThe test result from the Surabaya laboratory dated March 24 came back negative for COVID-19. However, the test result from the Jakarta laboratory dated March 29 came back positive.Upon acknowledging the later laboratory test result, Pamekasan administration instructed those who had been in contact with the patient, especially her close relatives and medical workers in the hospital, to undergo self-quarantine for 14 days.”We will also facilitate COVID-19 tests using rapid test kits for those who were in contact with the patient,” he said.Baddrut said that the patient had probably been infected with the virus in Malang where she had lived with her grandmother. On March 17, she was sent home to her parents in Pamekasan after she fell ill. She was admitted to Pamekasan Hospital on March 19 and died on the following day on March 20.Leaked data from the Health Ministry, obtained by the Post on Monday, showed that the girl’s death was most likely the second death of a minor in Indonesia. Earlier, on March 18, a 17-year-old male in West Java died of COVID-19, ministry data showed.Since March 14, from Case 70 onward, the government’s spokesperson for COVID-19 affairs Achmad Yurianto has not provided the age of confirmed patients.The Post is still trying to obtain information from the East Java and West Java authorities whether either of the minors had underlying health issues before they fell sick with the coronavirus.Yurianto said he had just heard about the case and was about to contact the provincial administration of East Java for confirmation.The leaked data provides accumulative data on confirmed COVID-19 cases up to Case 685 on March 24, showing the case number, gender, age, citizenship and treatment status. Some cases had notes such as a brief contact history. The 17-year-old male was recorded as Case 190.According to Indonesian law and UNICEF’s definition, a 17-year-old constitutes a minor or a child, meaning Indonesia has had at least two child fatalities so far. The Post does not have data on the age and gender of patients since Case 685 and cannot say with any degree of certainty whether there have been any other child fatalities among the confirmed COVID-19 cases in Indonesia.West Java Health Agency head, Berli Hamdani Gelung Sakti, told the Post on Tuesday that the province had recorded deaths of minors among COVID-19 suspected patients.“Yes, we recorded deaths of teenagers, even a baby,” he said, but he said the agency could not confirm whether they died as a result of COVID-19 because like “many other deaths, there was a comorbidity factor”. Comorbidity is a medical condition that co-occurs with another, according to the Oxford dictionary.Last week, the spokesperson for COVID-19 in Cianjur, West Java, Yusman Faisal, told tempo.co that a “teenage girl” who was a suspected COVID-19 patient, died on March 25 in the former athletes village in Jakarta that is currently being used as an emergency hospital.Berli of the West Java Health Agency did not elaborate on the reported death of the baby.Yurianto did not respond to the Post’s question about the death of the 17-year-old male in West Java. Meanwhile, a spokesperson for the National Disaster Mitigation Agency (BNPB), which also handles COVID-19 pandemic mitigation, said he had yet to receive any information about the death of the 17-year-old boy.As of Tuesday, Indonesia had recorded 136 deaths among 1,528 confirmed cases spread in 32 provinces.According to Worldometer, the global death rate among the age group of 10-19 years as of Tuesday was 0.2 percent. The highest death rate occurs among the age group 80 years and older, which is 14.8 percent.Topics : An 11-year-old girl who died at the Slamet Martodirdjo Hospital in Pamekasan in Madura Island in East Java earlier this month has been confirmed as the youngest COVID-19 fatality in the country.The girl died on March 20 and had been suspected of being COVID-19 positive. The positive result from her second test came back from a central government lab in Jakarta on March 29.Pamekasan Regent Baddrut Tamam told The Jakarta Post on Tuesday that samples from the patient had been sent to both the Health Ministry’s laboratories in Surabaya, East Java, and Jakarta before she died.last_img read more

Multi-gen living trend popular in Ipswich, Brisbane, Gold Coast

first_img PENTHOUSE LIVING WITH CONCIERGE SERVICE Alison Ross and her husband Myles recently built a three-storey home at Bardon through H4 Living, with “creative and flexible spaces” in mind.Mrs Ross said they included a separate studio with a large multi-use room featuring a kitchenette and ensuite to cater for an au pair or nanny-type arrangement.“The children are young. As they grow it will be suitable for when they are more independent,” she said. Metricon’s Queensland general manager Peter Ryan said the multi-generation living trend was gaining momentum across Brisbane as well as the Gold Coast and Ipswich.The home-building company specialises in flexible multigenerational living options and gas-optional design upgrades tailored to suit specific needs.“Mobility and accessibility within the home are important as parents age, so ground floor bedrooms with ensuites are important,” Mr Ryan said. More from newsParks and wildlife the new lust-haves post coronavirus11 hours agoNoosa’s best beachfront penthouse is about to hit the market11 hours ago“Statistics spouted are that millions of Australian families currently choose multigenerational living. “With our ageing population, immigration policy, rising land costs and the trend for adult children to stay at home longer, we believe this trend will continue to grow exponentially in the future.“I think housing affordability and our ageing population are the main drivers of this trend,” he said.Mr Ryan said for older family members, retaining independence and having younger people around could provide company and help, and mean they don’t have to move into aged-care accommodation.“Sitting at the opposite spectrum of the family of those who usually benefit from multi-gen living are young adults who haven’t flown the nest,’’ he said. “Staying in the family home allows the younger generation to squirrel away any spare money they have and concentrate on their studies or saving for their own home.” Follow us on Facebook Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:52Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:52 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenA look at Nicole Kidman’s Southern Highlands House00:52center_img AUSTRALIA’S MOST-WANTED HOMES The H4 Living Bardon home during construction has three levels, five bedrooms, three bathrooms, two kitchens and a pool with city views.Baby Boomers are pooling their resources and calling on their ageing parents to batch with them in spacious new homes in a bid to save money.Brisbane home builder and H4 Living director Tiago Guerreiro said the two main groups driving the multi-gen living trend were Baby Boomers who still had elderly parents to look after and wanted to keep them mentally stimulated, and young families who wanted their Baby Boomer parents to move in so they could help with babysitting.“Costs of child care and aged care plus the cost of housing in general is a huge factor in the rise of multi-gen homes with families being able to pool resources and achieve better living outcomes,” Mr Guerreiro told The Sunday Mail. MORE REAL ESTATE NEWS:last_img read more

TSHD DC Brugge Delivered

first_imgThe trailer suction hopper dredger (TSHD) DC Brugge was delivered last week to Scheepswerf Gebr. Kooiman B.V. in Zwijndrecht. According to the Kooiman’s latest announcement, the new TSHD is the result of close cooperation between Group de Cloedt and Kooiman Marine Group. The vessel, with a hopper volume of 2.450 m³, is set to replace the 43-year-old Interballast 1.The company said that the sailing area will include the Western Scheldt and the Belgian and Dutch coasts. The vessel will be used to load inland hopper barges and stock the depots of Group de Cloedt.In close cooperation with Group de Cloedt, Kooiman Marine Group was responsible for all the engineering and modification of the vessel. The joinery and electrical installation were also designed and supplied by Kooiman Marine Group.The two hoppers can be loaded and unloaded separately, enabling two different types of sand to be transported. The dredger installation is fitted with a height-adjustable screener so that different sand qualities can be carefully sorted.The vessel can unload its cargo in three ways, dry, wet and by dumping.The vessel is equipped with a grab discharger installation. Using a hydraulic crane with grab, the cargo can be unloaded via a conveyor belt. This conveyor belt has a reach of around 30 meters outside the vessel. With this installation, the vessel can unload its cargo independently.For wet cargo, e.g. for loading inland hopper barges, the vessel is equipped with a loading spout. The vessel has hatches in the bottom which allow the cargo to be dumped using a jet water system.According to the official announcement, the use of two built-in telescopic spud poles means that no mooring buoys are required. In combination with the unloading installation, the vessel can independently unload in very many places.The old accommodation has been replaced by a brand-new wheelhouse. This new accommodation can house an eight-man crew.Image source: Kooiman Marine Grouplast_img read more

Lady Bulldogs Win Tri-Meet On Senior Night

first_imgOn Senior Night, The Batesville Lady Bulldogs beat The East Central Lady Trojans and Oldenburg Lady Twisters by a score of Batesville 203 East Central 226 Oldenburg inc. Emma Weiler was medalist with a 37.Courtesy of Bulldogs Coach Tom Meyer.last_img

Smiling Suarez back at Anfield

first_img He returned to training with his first-team colleagues yesterday for the first time in over a week having been exiled by Rodgers after the player claimed the manager and the club had reneged on a deal agreed last summer to allow him to leave for a Champions League side. Suarez went public with his grievances after a second bid of £40,000,001 by Arsenal, which they thought should have triggered his departure, was rejected by the Merseysiders. Liverpool have always maintained there was no release clause as such, only a requirement to notify the player and begin negotiations should they wish. Manager Rodgers has been clearly exasperated as the questions over Suarez show no sign of abating. Ahead of today’s match, Rodgers told BT Sport 1: “I said in the press conference the other day and I repeat the same now, Luis is obviously banned from playing through to the end of September. “Out of respect for all the other players who have been outstanding for me over the course of pre-season I am not going to mention any more about Luis Suarez. As you can imagine, it’s been non-stop really so the only thing is he is back…and he is smiling and happy and we’ll move on.” It follows Rodgers’ admission he is confident the saga can be satisfactorily concluded. In a pre-recorded interview with BT Sport, the former Swansea boss said: “He’s been brilliant for the club – obviously there have been issues over the summer – but I’m sure they’ll be resolved.” The 26-year-old still has six games of a 10-match ban left to be served after biting Chelsea defender Branislav Ivanovic last season, ruling him out until the end of next month. Liverpool’s summer has been overshadowed by the Suarez saga with the striker’s future the subject of speculation after he began agitating for a move away. Brendan Rodgers described Luis Suarez as “back…smiling and happy” as the Uruguay international arrived at Anfield for Liverpool’s opening game of the season against Stoke. After all the talk swirling around Anfield throughout the summer, a smiling Suarez arrived at the ground today. Carrying daughter Delfina, he walked around the perimeter of the pitch to a ripple of applause from the smattering of fans assembled inside the ground an hour before kick-off. He even stopped to shake hands with former referee Mark Halsey at pitchside before disappearing down the tunnel, emerging less than 10 minutes later to make the walk back to the executive boxes in the Centenary Stand on the opposite side of the ground. A small group of Stoke bans booed as he walked past them but there was more applause and the odd cheer. Rodgers’ response to the South American’s comments had been to claim the attitude and performances of last season’s 30-goal striker had fallen below the required standard and he was to train on his own until an apology was forthcoming. Even with the transfer window closing in just over a fortnight, time was always on the manager’s side once they had made it clear the player was not for sale because of Suarez’s long suspension. But Rodgers will feel vindicated his stance, fully backed by principal owner John Henry’s unequivocal statement that Suarez was not for sale, has appeared to strengthen his authority. Press Associationlast_img read more